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Tangerine credit cards 1 card tracked

The best Tangerine credit cards in Canada for 2026.

Tangerine is a wholly owned Scotiabank subsidiary. Its credit cards include the no-annual-fee Tangerine Money-Back Credit Card, the Money-Back World Mastercard and the Tangerine Rewards World Elite Mastercard, which earns Scene+ points.

Income range

Money-Back Credit Card: $12,000 gross annual income. Rewards World Elite: $80,000 personal, $150,000 household, or $400,000 in Tangerine savings and investment funds.

Credit score

Not stated in the offer terms we track. Tangerine's page requires no bankruptcy in the past 7 years, and approval is based on its own credit review.

Best for

No-annual-fee cash back in categories you choose, people who'll have their cash back deposited into a Tangerine Savings Account (which unlocks a third 2% category)

All 1 Tangerine cards we track.

Tangerine card lineup

  • Tangerine Money-Back Mastercard

    10% cash back for your first 2 months (up to $100), $0 annual fee

    Only for new Tangerine Credit Card Account holders. Apply for the Tangerine Money-Back Credit Card by November 30, 2026, and activate it within 45 days of approval. The 10% bonus applies to up to $1,000 in Net Purchases posted in the 60 days after activation, so the most you can get is $100. Payments, cash advances, balance transfers, cash-like transactions, interest, fees and insurance premiums don't count. The bonus is credited to the card account within 1–2 statement cycles after the 60-day period, as long as the account is open and in Good Standing. Limit one per client. Tangerine can change, cancel or extend the offer at any time. Card eligibility shown on the page: gross annual income of $12,000 or more, age of majority, Canadian resident, no bankruptcy in the past 7 years.

    Annual fee: $0/year

    Read full review → Get this offer

About Tangerine cards

What to know before applying.

The Tangerine Money-Back Credit Card has no annual fee. Tangerine's page says it pays 2% cash back in two categories you choose, a third 2% category if your cash back goes into a Tangerine Savings Account, and 0.5% on everything else. You can change your categories every 90 days. Tangerine is a wholly owned subsidiary of Scotiabank. The current welcome offer is in the card list above.

Best for

No-annual-fee cash back in categories you choose, people who'll have their cash back deposited into a Tangerine Savings Account (which unlocks a third 2% category)

Not for

Premium travel-rewards seekers, and frequent foreign-currency spenders (Tangerine charges a foreign currency conversion fee)

← All credit cards Check approval odds → How we rate →

FAQ

Common questions about Tangerine cards.

Is the Tangerine card really no fee?

It has no annual fee. Other charges still apply; for example, Tangerine's page lists a 2.50% foreign currency conversion fee on purchases in other currencies.

How does the Tangerine 2% cashback work?

You choose two 2% categories. If you have your cash back deposited into a Tangerine Savings Account instead of your card account, you get a third 2% category. Everything else earns 0.5%. Tangerine lets you change your categories to match your spending every 90 days.

Who owns Tangerine Bank?

Scotiabank. Tangerine is a wholly owned Scotiabank subsidiary and a CDIC member in its own right. CDIC covers eligible deposits, not credit cards.

What's the income requirement for the Tangerine card?

For the Tangerine Money-Back Credit Card, Tangerine's page lists $12,000 or more in gross annual income, plus the age of majority, Canadian residency and no bankruptcy in the past 7 years. Meeting these doesn't guarantee approval; Tangerine still reviews your credit.