Reviews
Hands-on Canadian product reviews
Every review here was written after I opened the account and used the product personally. No second-hand summaries. Real fees, real screenshots, real verdicts.
Capital One Costco Mastercard Review 2026: Worth It For Members?
Capital One Costco Platinum Mastercard review for 2026 — 3% on dining, 2% gas, 1% Costco purchases, $0 fee. Real value for Canadian Costco members.
Updated May 4, 2026
EQ Bank Review (2026): The Best HISA In Canada?
EQ Bank Personal Account review for 2026: real interest rates, no monthly fees, free Interac e-Transfers, and how it compares to Wealthsimple Cash and Tangerine.
Updated May 4, 2026
KOHO Review 2026: Is The Cashback Card Worth It?
KOHO review: real cashback rates, Earn Interest tier, KOHO Credit Building, and how it compares to Wealthsimple Cash, Neo, and traditional Canadian banks.
Updated May 4, 2026
Marriott Bonvoy Amex Review 2026: Worth The $120 Fee?
Marriott Bonvoy American Express review for 2026 — earn rates, free night certificate, elite status, and how it compares to Amex Cobalt and Aeroplan cards.
Updated May 4, 2026
MBNA Rewards World Elite Review 2026: 5x Points Worth It?
MBNA Rewards World Elite Mastercard review for 2026 — 5 points/$ on top categories, $120 fee, real point values, and how it compares to Amex Cobalt.
Updated May 4, 2026
Moomoo Canada Review 2026: $0 Trades & Pro-Level Charts
Moomoo Canada review for 2026: $0 US stock trades, pro-level charts, real-time Level 2 data, and how it compares to Wealthsimple Trade and Questrade.
Updated May 4, 2026
Neo Financial Review 2026: 5% Cashback Worth The Hype?
Neo Financial review: tiered cashback, Neo Money savings account, Neo Mortgage, and how it compares to KOHO, Wealthsimple Cash, and traditional Canadian banks.
Updated May 4, 2026
Questrade Review (2026): Best Canadian Brokerage?
Hands-on Questrade review for 2026: real fees, USD account, RESP support, Norbert's Gambit, and how it compares to Wealthsimple Trade and the bank brokers.
Updated May 4, 2026
RBC Direct Investing Review 2026: Worth $9.95/Trade?
RBC Direct Investing review for 2026 — fees, account types, fee waivers, RBC Royal Circle eligibility, and how it compares to Wealthsimple Trade and Questrade.
Updated May 4, 2026
Simplii Review 2026: Free CIBC ATMs Worth It?
Simplii Financial review: chequing, savings, GICs, Cash Back Visa, mortgages. Real fees, rates, and how Simplii compares to Tangerine and EQ Bank in 2026.
Updated May 4, 2026
Tangerine Bank Review 2026: Still Worth It vs EQ Bank?
Tangerine Bank review: chequing, savings, GICs, mortgage, and credit cards. Real fees, interest rates, and how Tangerine compares to EQ Bank and Simplii in 2026.
Updated May 4, 2026
Tangerine Money-Back Mastercard Review 2026: Best No-Fee?
Tangerine Money-Back Mastercard review for 2026 — 2% cashback on your choice of categories, no annual fee, and how it compares to other Canadian cashback cards.
Updated May 4, 2026
VDY Review 2026: The Best Canadian Dividend ETF?
VDY ETF review for 2026 — Vanguard FTSE Canadian High Dividend Yield Index ETF at 0.22% MER. Holdings, dividend yield, monthly distributions explained.
Updated May 4, 2026
VEQT Review (2026): Vanguard's All-In-One Canadian ETF
VEQT review: holdings, MER, performance, and whether Vanguard All-Equity ETF Portfolio is the right one-ticker fund for Canadian long-term investors.
Updated May 4, 2026
VFV Review 2026: The Cheapest S&P 500 ETF In Canada?
VFV ETF review for 2026 — Vanguard's S&P 500 in CAD at 0.09% MER. Holdings, dividend, distributions, and how VFV compares to ZSP, XUS, and VOO.
Updated May 4, 2026
Wealthsimple Cash Review 2026: Best HISA In Canada?
Wealthsimple Cash review for 2026: real interest rates by tier, $1M CDIC trust structure, free Interac e-Transfers, and how it compares to EQ Bank.
Updated May 4, 2026
Wealthsimple Tax Review 2026: Free Canadian Tax Filing Worth It?
Wealthsimple Tax review for 2026 — pay-what-you-want Canadian tax filing. NETFILE-certified, auto-fill from CRA, real limits, who it's for, who should skip.
Updated May 4, 2026
Wealthsimple Trade Review 2026: $0 Commissions Worth It?
Hands-on Wealthsimple Trade review after 6 years using the platform: real fees, app experience, account types, USD limitations, and who should use it.
Updated May 4, 2026
XEQT Review (2026): The Best All-In-One Canadian ETF?
XEQT review: holdings, MER, performance, dividend yield, and whether iShares Core Equity ETF Portfolio is the right one-ticker portfolio for Canadians in 2026.
Updated May 4, 2026
XIC Review 2026: The Cheapest Canadian Index ETF (0.06%)?
XIC ETF review for 2026 — iShares Core S&P/TSX Capped Composite at 0.06% MER. Holdings, dividends, and how XIC compares to VCN, ZCN, and XIU.
Updated May 4, 2026
ZSP Review 2026: BMO's Cheapest S&P 500 ETF (0.09% MER)
ZSP ETF review for 2026 — BMO S&P 500 Index ETF at 0.09% MER. Holdings, distributions, and how ZSP compares to VFV, XUS, and the USD-listed ZSP.U.
Updated May 4, 2026