A Canadian deal hub for credit cards, brokerages, and banking.

A lot of personal finance advice online is written for Americans, where TFSAs don’t exist and RRSPs get treated like IRAs. YieldMaple covers Canada only, and it shows its sources: the welcome offers in our deal listings, and the fees and rates in our facts registry, are taken from the provider’s own website, with the date they were last checked. Our 3-question match quizzes turn a broad question — which credit card, brokerage, or bank to look at next — into a short list you can compare, rather than a 2,000-word think-piece.

What we cover

Our coverage includes:

• Investing platforms: Wealthsimple (self-directed and managed investing), Questrade, Qtrade, Big 5 self-directed brokers, Interactive Brokers, Moomoo Canada
• Canadian-listed ETFs: XEQT, VEQT, VFV, VDY, XIC, ZSP, and other Canadian-listed ETFs
• Registered accounts: TFSA, RRSP, FHSA, RESP, LIRA — including contribution limits, withdrawal rules, and strategy
• Banking: EQ Bank, Wealthsimple Chequing, KOHO, Neo Financial, Tangerine, Simplii, Big 5 chequing
• Credit cards: Cashback (including MBNA Rewards), travel (Aeroplan, Avion, Cobalt, Scotia Passport, Marriott Bonvoy), no-fee, premium, and Costco-specific
• Money management: Credit-building products, currency conversion (Norbert’s Gambit), tax software
• Active deals: Welcome bonuses, signup offers, and promo rates — each one checked against the provider’s official offer page, with the date of that check recorded

Editorial team

YieldMaple is led by Alex Francisco, Founder and Editor. Alex sets the editorial standards below and is responsible for what YieldMaple publishes, including the rule that every fee, rate, and product detail must be sourced and dated.

New and rewritten articles follow the same path: research on the provider’s official pages (product pages, fee schedules, offer terms, legal documents) → each fee and rate logged in our facts registry with its source link, the exact supporting wording, and the date it was checked → drafting → editorial review → publication, with the date shown on the article. Each welcome offer in our deal listings also records the date it was last checked against the provider’s offer page, and our Canadian deals page shows that date on every offer. The full process is laid out in how we check Canadian deals.

Editorial standards

• No invented experience. YieldMaple reviews are researched from each provider’s official documents, not from accounts opened for the review. Our rule is that a page may describe first-hand use of a product only when the founder has actually used it, and it must say so explicitly.
• Every figure needs a source and a date. Welcome offers in our deal listings, and the fees, rates, and limits in our facts registry, come from official pages and are stored with the source link, a saved copy of the wording that supports them, and the date they were checked. If a registry figure can’t be confirmed, the page shows neutral wording instead of a number. Some older articles still have figures typed into the text instead of pulled from the registry; we’re moving them over, and until then it’s worth checking the provider’s own page before acting on a figure in one of those articles.
• Editorial integrity over commission. YieldMaple can earn referral commissions from some of the providers it covers. Programs that pay us can be featured more prominently, but they don’t change the facts: we publish the fees and drawbacks of products that pay us, and we say so when a product that pays us less (or nothing) is the better fit.
• Sources are traceable. In our facts registry, Canadian contribution limits and tax rules come from CRA and other Government of Canada pages, US tax rules that affect Canadian investors come from the IRS, protection details come from CDIC, CIPF, and CIRO, and fees, rates, and account features come from the provider’s own fee schedules, terms, and help pages.
• Corrections. If a YieldMaple article contains an error, we fix it and update the date shown on the article. Email us at yieldmaple@gmail.com to flag any issue.

How we make money

YieldMaple is free to read. It can earn money through referral and affiliate links: when a reader opens an account or applies for a product through one of our links, the company may pay us a commission — at no additional cost to the reader. With some referral programs, signing up through a referral link is also how a new client qualifies for the provider’s own welcome bonus; the terms are shown with each offer.

Programs that pay us may get more prominent placement, but never different facts: fees, conditions, and drawbacks come from the provider’s own pages whether or not the provider pays us. Our full disclosure policy is on the Affiliate Disclosure page.

Where we are based

YieldMaple operates from Ontario, Canada. Our coverage is written for readers across Canada. Where provincial rules differ — for example, the age at which you can open a TFSA, or offers that exclude Quebec residents — we try to point that out in the relevant article.

What we don’t do

• We don’t provide personalized financial, tax, or legal advice. YieldMaple’s editorial team are not licensed financial advisors. For decisions tailored to your situation, consult a qualified professional.
• We don’t allow claims of testing we haven’t done: a page may say the founder opened, funded, or used an account only if he actually did, and it must say so explicitly. If you find wording that suggests otherwise, email us and we’ll correct it.
• We don’t accept payment in exchange for positive coverage or for removing negative information. Affiliate and referral programs can affect where an offer is placed, as explained above, but not the facts we publish about it.
• Our rule is that no AI-assisted draft is published without human editorial review.
• We don’t put our own dollar value on points in our deal listings. There, a points bonus only gets a dollar value when the issuer publishes a fixed redemption rate, and on our deals page every offer shows its end date (or “ongoing”) and the date we last checked it.

Get in touch

For corrections, source suggestions, partnership inquiries, or general feedback: yieldmaple@gmail.com.

We aim to reply within 1–3 business days.

Editorial direction by Alex Francisco. Independently published from Ontario, Canada.