YieldMaple Research
The Canadian Bank & Brokerage Bonus Index
As of June 2026, there are 26 active Canadian bank, brokerage, and fintech signup bonuses worth a combined $17,880 in maximum advertised value. The single largest offer is Wealthsimple at Up to $5,075 cash bonus.
26
active offers tracked
$17,880
combined maximum value
Up to $5,075 cash bonus
largest single offer — Wealthsimple
#1 by value
Wealthsimple — Up to $5,075 cash bonus
Deposit or transfer $100 to $1M+ within 30 days (tiered bonus, code BKCF8W)
By category
Where the $17,880 is concentrated across the four product types we track:
| Category | Active offers | Combined value | Top offer |
|---|---|---|---|
| Brokerages & investing | 5 | $6,480 | Wealthsimple (Up to $5,075 cash bonus) |
| Banking & chequing | 6 | $890 | Simplii Financial No-Fee Chequing ($400 welcome bonus) |
| Credit cards | 15 | $10,510 | American Express Aeroplan Reserve (Up to 95,000 Aeroplan points (~$1,800 value)) |
Every tracked offer, ranked by value
The full index, sorted by maximum advertised value. Point-based credit-card welcome offers are converted to estimated dollar value at standard redemption rates.
| # | Product | Max value | Qualifying condition | Expires |
|---|---|---|---|---|
| 1 | Wealthsimple | Up to $5,075 cash bonus | Deposit or transfer $100 to $1M+ within 30 days (tiered bonus, code BKCF8W) | Ongoing |
| 2 | American Express Aeroplan Reserve | Up to 95,000 Aeroplan points (~$1,800 value) | $6,000 spend in 6 months + $599 annual fee | Ongoing |
| 3 | American Express Platinum | Up to 100,000 MR points (~$1,200 travel value) + $200 travel credit | $6,000 spend in 3 months + $799 annual fee | Ongoing |
| 4 | RBC Avion Visa Infinite | 55,000 Avion points (~$1,100 travel value) | $5,000 spend in 6 months | Ongoing |
| 5 | Interactive Brokers | Tiered: up to $1,000 | Funded account, tiered by deposit size | Ongoing |
| 6 | American Express Aeroplan | 50,000 Aeroplan points (~$900 value) | $3,000 spend in 3 months | Ongoing |
| 7 | TD Aeroplan Visa Infinite | Up to 50,000 Aeroplan points + 1-year free DashPass | First-year fee waived, $1,500 spend in 3 months | Aug 31, 2026 |
| 8 | CIBC Aeroplan Visa Infinite | Up to 50,000 Aeroplan points | Tiered welcome bonus, $1,000 spend in 3 months | Ongoing |
| 9 | Marriott Bonvoy American Express | 75,000 Marriott Bonvoy points (~$700 hotel value) | $1,500 spend in 3 months | Ongoing |
| 10 | BMO Eclipse Visa Infinite Privilege | 70,000 BMO Rewards points (~$490 travel value) + $200 lifestyle credit | $5,000 spend in 3 months + $499 annual fee | Ongoing |
| 11 | American Express Cobalt | Up to 60,000 MR points (~$600 value) | Spend $750/mo for first 12 months | Ongoing |
| 12 | American Express Gold Rewards | 60,000 MR points (~$600 travel value) | $3,000 spend in 3 months + $250 annual fee | Ongoing |
| 13 | BMO Ascend World Elite Mastercard | 60,000 BMO Rewards points (~$420 travel value) | $3,000 spend in 3 months | Ongoing |
| 14 | Simplii Financial No-Fee Chequing | $400 welcome bonus | Open account, set up payroll direct deposit ($100+/payment for 3 months) | Jul 31, 2026 |
| 15 | Tangerine No-Fee Chequing | Up to $400 welcome bonus | Open chequing + savings, recurring direct deposit | Ongoing |
| 16 | Scotia Passport Visa Infinite | 40,000 Scene+ points (~$400 value) + first-year fee waived | $1,000 spend in 3 months | Sep 30, 2026 |
| 17 | Questrade | Up to $250 cashback | Tiered cashback based on funding amount, $1,000+ minimum | Ongoing |
| 18 | Moomoo Canada | $130 + free stocks | Open and fund account, complete trades within 60 days | Jun 30, 2026 |
| 19 | MBNA Rewards World Elite Mastercard | 10,000 bonus points + first-year fee waived | $2,000 spend in first 90 days | Jun 30, 2026 |
| 20 | Wealthsimple Trade | $25 cash bonus | Fund $100 within 30 days, hold for 30 days | Ongoing |
| 21 | Wealthsimple Cash | $25 cash bonus | Open account, fund $1, get bonus | Ongoing |
| 22 | Neo Financial | $25 + 10% partner cashback | Apply, get approved, first purchase within 30 days | Ongoing |
| 23 | EQ Bank Personal Account | $20 referral bonus | Open account, deposit $100, hold 30 days | Ongoing |
| 24 | KOHO | $20 + early payday | Sign up with referral code, deposit $50 | Ongoing |
| 25 | Tangerine Money-Back Mastercard | $0 annual fee + 2% cashback in 3 categories | Approved, no minimum spend | Ongoing |
| 26 | Capital One Costco Platinum Mastercard | 3% on dining, 2% gas, 1% Costco — $0 fee | Approved, Costco membership required | Ongoing |
Methodology
Every offer in this index is recorded in a single registry with its dollar value, qualifying conditions, expiry date, and a last-verified date. We re-check each offer weekly against the provider’s official page. Cash bonuses are recorded at face value; point-based credit-card welcome offers are converted to an estimated dollar value at standard redemption rates (typically 1–2¢ per point depending on the program). Values shown are maximum advertised amounts and usually require meeting a condition such as a minimum deposit, recurring direct deposit, or spending threshold within a set window.
This page is published by Alex Francisco, who personally opens and funds the Canadian fintech products reviewed on YieldMaple. Want to use this data? You’re welcome to cite the index with a link to this page.
Frequently asked questions
How much are Canadian signup bonuses worth in total right now?
As of June 2026, YieldMaple tracks 26 active Canadian bank, brokerage, and fintech signup bonuses worth a combined $17,880 in maximum advertised value. The single largest offer is Wealthsimple at Up to $5,075 cash bonus.
What is the largest single Canadian signup bonus?
The largest single offer in the index is Wealthsimple at Up to $5,075 cash bonus. It is a tiered referral bonus that scales with the amount you deposit or transfer, which is why it tops every other Canadian fintech offer.
How does YieldMaple track these bonuses?
Each offer in the index is recorded in a single registry with its dollar value, qualifying conditions, expiry, and a last-verified date. We re-check offers weekly against each provider’s official page. Point-based credit-card welcome offers are converted to an estimated dollar value at standard redemption rates.
Are these bonus values guaranteed?
No. The values shown are maximum advertised amounts and usually require meeting conditions such as a minimum deposit, a recurring direct deposit, or a spending threshold within a set window. Always confirm the current terms on the provider’s official page before signing up.