CIBC Aeroplan Visa Infinite
Up to 50,000 Aeroplan points
Tiered welcome bonus, $1,000 spend in 3 months
Annual fee: $139/year
CIBC credit cards
The best CIBC credit cards in Canada for 2026.
CIBC's credit card lineup is built around two programs: CIBC Aventura (CIBC's own travel rewards) and CIBC Aeroplan (issued under license from Air Canada). The CIBC Aeroplan Visa Infinite is the most popular card in the lineup, especially for Aeroplan-focused travelers.
Income range
$60,000 personal / $100,000 household for Visa Infinite tier
Credit score
680+ for entry, 720+ for Visa Infinite
Best for
CIBC banking clients, Aeroplan loyalists, Simplii crossover
CIBC card lineup
All 1 CIBC cards we’ve tested.
About CIBC cards
What to know before applying.
CIBC's credit card lineup includes the CIBC Aventura travel rewards program plus a strong CIBC Aeroplan partnership. Most Canadians choose CIBC because they already bank with CIBC, or because they want an Aeroplan card without going through TD or Amex. The CIBC Aeroplan Visa Infinite delivers the same Aeroplan miles as competing cards with comparable fees.
Best for
CIBC banking clients, Aeroplan loyalists, Simplii crossover
Not for
Non-CIBC customers (preferential rates favor CIBC clients), pure cashback seekers
FAQ
Common questions about CIBC cards.
What is CIBC Aventura vs Aeroplan?
Aventura is CIBC's own travel rewards program — flexible redemptions for any airline at fixed charts. CIBC Aeroplan cards earn Aeroplan miles directly (Air Canada loyalty). If you fly Air Canada frequently, get the CIBC Aeroplan. If you fly any airline opportunistically, Aventura is more flexible.
Does CIBC own Simplii Financial?
Yes. Simplii Financial is a direct-banking brand of CIBC. Your CIBC credit card and Simplii chequing account share the same parent — CDIC coverage is the same as banking with CIBC directly.
What is the CIBC Aeroplan welcome bonus?
CIBC Aeroplan Visa Infinite typically offers a 30,000-50,000 Aeroplan mile welcome bonus, depending on the current promotion. At Aeroplan's redemption value (~1.5 cents per mile), this is worth $450-$750 in flight value.
Do I need to bank with CIBC to get a CIBC credit card?
No, but it helps. CIBC offers cards to non-clients with the same standard offers. CIBC banking customers sometimes see elevated welcome bonuses or get approved for cards that would otherwise be declined.