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MBNA credit cards 1 card tracked

The best MBNA credit cards in Canada for 2026.

MBNA is a division of The Toronto-Dominion Bank, which issues MBNA credit cards. MBNA's lineup includes the MBNA Rewards World Elite Mastercard and the no-annual-fee MBNA Rewards Platinum Plus Mastercard.

Income range

MBNA Rewards World Elite: over $80,000 personal or $150,000+ household income. The Platinum Plus lists no income minimum.

Credit score

Not stated in the offer terms we track. Approval is based on MBNA's own credit review.

Best for

Everyday spending on restaurants, groceries, digital media, memberships and household utilities, Costco shoppers who want a Mastercard

All 1 MBNA cards we track.

MBNA card lineup

  • MBNA Rewards World Elite Mastercard

    Up to 30,000 bonus MBNA Rewards points

    You get 20,000 bonus points after $2,000 or more in eligible purchases within the first 90 days of account opening. You get another 10,000 bonus points for enrolling in online banking and paperless e-statements within the first 90 days. You must be approved for this specific card. You need personal annual income above $80,000 or household annual income of $150,000 or more. The offer is not available to Quebec residents. MBNA's Quebec page shows a smaller one, up to 20,000 points (15,000 after a first eligible purchase and 5,000 for e-statements, both within the first 90 days). MBNA says bonus points take 8-10 weeks to post. The offer may be amended or cancelled at any time without notice. The annual fee is $120 (additional cardholder: $50), and the page mentions no first-year fee waiver.

    Annual fee: $120/year

    Read full review → Get this offer

About MBNA cards

What to know before applying.

MBNA cards are issued by The Toronto-Dominion Bank. The MBNA Rewards World Elite Mastercard earns its top points rate in five everyday categories (restaurants, groceries, digital media, memberships and household utilities) up to an annual spending cap in each, and a base rate on everything else. MBNA's published redemption rates make points worth more toward travel than as cash back. As a Mastercard, it works at Costco warehouses in Canada. The current welcome offer and annual fee are in the card list above.

Best for

Everyday spending on restaurants, groceries, digital media, memberships and household utilities, Costco shoppers who want a Mastercard

Not for

Quebec residents (the World Elite welcome offer isn't available there), and anyone counting on a first-year fee waiver (MBNA's page doesn't mention one)

← All credit cards Check approval odds → How we rate →

FAQ

Common questions about MBNA cards.

Is MBNA owned by TD Bank?

Yes. MBNA's rewards terms say MBNA is a division of The Toronto-Dominion Bank, and that TD is the issuer of the account.

What's the welcome bonus on MBNA Rewards World Elite?

The current offer is in the card list on this page, taken from MBNA's product page. It has two parts: a spending bonus and a bonus for enrolling in paperless e-statements, both within your first months. It isn't available to Quebec residents, and MBNA's page doesn't mention a first-year fee waiver.

What is the earn rate on the MBNA Rewards World Elite?

The card earns a higher points rate on eligible restaurant, grocery, digital media, membership and household utility purchases, up to an annual spending cap per category, and a base rate on everything else. Points go further when redeemed for travel than for cash back. Our MBNA Rewards World Elite review lists the exact rates from MBNA's page.

Does MBNA Rewards World Elite work at Costco Canada?

Yes. It's a Mastercard, and Mastercard is the only credit card accepted at Costco warehouses in Canada.