RBC Avion Visa Infinite
55,000 Avion points (~$1,100 travel value)
$5,000 spend in 6 months
Annual fee: $120/year
RBC credit cards
The best RBC Royal Bank credit cards in Canada for 2026.
RBC's credit card portfolio is anchored by the Avion rewards program, which offers some of the most flexible point redemption in Canada — you can use Avion points for any flight on any airline at fixed redemption charts, plus hotel, car rental, and merchandise. RBC Avion Visa Infinite is the standout.
Income range
$60,000 personal / $100,000 household for Visa Infinite tier
Credit score
680+ for entry, 720+ for Visa Infinite
Best for
RBC banking clients, flexible Avion travel redemptions, no airline lock-in
RBC card lineup
All 1 RBC cards we’ve tested.
About RBC cards
What to know before applying.
RBC's credit card strategy revolves around the Avion rewards program. Unlike Aeroplan (Air Canada-locked) or Scene+ (Cineplex/Sobeys-locked), Avion points redeem against fixed travel charts for ANY airline. This flexibility is the main reason Canadians pick RBC over other issuers — you're not betting on one airline's award availability.
Best for
RBC banking clients, flexible Avion travel redemptions, no airline lock-in
Not for
Pure cashback seekers, Canadians who don't bank with RBC
FAQ
Common questions about RBC cards.
Are Avion points better than Aeroplan?
Avion is more flexible (any airline, fixed charts) but Aeroplan often delivers higher per-point value on premium redemptions. For business or first class international flights, Aeroplan typically wins. For domestic Canadian and US flights on any airline, Avion is more reliable. Most travel hackers hold one of each.
Do I need to bank with RBC to get an RBC credit card?
No, but it helps. RBC offers cards to non-RBC customers, but RBC clients sometimes get pre-approval, fee waivers, or elevated welcome bonuses. The RBC Avion Visa Infinite is available to non-clients with the same standard offer.
What is the RBC Avion welcome bonus?
The RBC Avion Visa Infinite typically offers a 55,000-75,000 Avion point welcome bonus depending on the current promotion. At Avion's fixed redemption chart, this is worth $1,100-$1,500 in flight value (short-haul economy starts at 15,000 points; long-haul economy at 35,000).
Does RBC charge foreign transaction fees?
Yes. Most RBC cards charge a 2.5% foreign transaction fee. RBC does not have a no-FX flagship card like Scotia's Passport. For international travel, pair an RBC Avion with a Scotia Passport.