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RBC credit cards 1 card tracked

The best RBC Royal Bank credit cards in Canada for 2026.

The RBC Avion Visa Infinite earns Avion points. RBC says Avion lets you book any airline, any flight, any time, and it publishes an Air Travel Redemption Schedule for flights. The card's current welcome offer and annual fee are in the card list below.

Income range

RBC Avion Visa Infinite: $60,000 personal or $100,000 household income

Credit score

Not stated in the offer terms we track. Approval is based on RBC's own credit review.

Best for

Travellers who want points that aren't tied to one airline, RBC Avion travel redemptions

All 1 RBC cards we track.

RBC card lineup

  • RBC Avion Visa Infinite

    Up to 70,000 Avion points

    The offer is paid in three parts. You get 35,000 Avion points on approval, shown on a statement within 60 days of approval. You get 20,000 bonus points once $5,000 in qualifying net purchases and/or pre-authorized bill payments posts to the account within the first 6 months. You get 15,000 one-time anniversary points, credited 12-16 weeks after the account's first anniversary. The account must be open and in good standing when each batch of points is credited. The offer only covers new applications received between August 13, 2026 and November 25, 2026. Additional cardholders are not eligible, and neither are existing RBC personal credit cardholders who switch to this card. It can't be combined with other offers. The card requires a minimum personal income of $60,000 or a minimum household income of $100,000.

    Annual fee: $120/year

About RBC cards

What to know before applying.

The RBC Avion Visa Infinite earns Avion points. Aeroplan points belong to Air Canada's program, while RBC says Avion points can book flights on any airline. RBC publishes a fixed redemption rate for its travel rewards and a separate Air Travel Redemption Schedule for flights, and its headline travel value for the welcome bonus is a best case from that schedule rather than a fixed rate. Part of the current welcome bonus is paid only after the first anniversary.

Best for

Travellers who want points that aren't tied to one airline, RBC Avion travel redemptions

Not for

Cash-back seekers, and existing RBC personal credit cardholders hoping to switch into the Avion Visa Infinite for its welcome offer (switches are excluded)

FAQ

Common questions about RBC cards.

Are Avion points better than Aeroplan?

They work differently. RBC says Avion points can book any airline, and it publishes fixed redemption rates for its travel rewards. Aeroplan is Air Canada's program; the Aeroplan card issuers we track only publish estimates of what their points are worth, based on past flight redemptions, and they state that Aeroplan points have no cash value. Which suits you depends on where and how you fly.

Do I need to bank with RBC to get an RBC credit card?

The RBC Avion Visa Infinite offer terms we track don't list an RBC bank account as a requirement. They do exclude additional cardholders and existing RBC personal credit cardholders who switch to this card, and the offer can't be combined with other offers.

What is the RBC Avion welcome bonus?

The current offer and its conditions are in the card list on this page, taken from RBC's product page. It's paid in parts: some points on approval, more after a spending target in the first months, and a one-time anniversary bonus after the first year. RBC's larger headline travel value is a best case from its Air Travel Redemption Schedule, not a fixed rate.

Who qualifies for the RBC Avion Visa Infinite?

RBC requires a minimum personal income of $60,000 or a minimum household income of $100,000 for this card. Meeting the minimum doesn't guarantee approval; RBC still reviews your credit.