TD Aeroplan Visa Infinite
Up to 50,000 Aeroplan points + 1-year free DashPass
First-year fee waived, $1,500 spend in 3 months
Annual fee: $139/year
TD credit cards
The best TD Bank credit cards in Canada for 2026.
TD Bank's credit card lineup is built around the TD Rewards program (TD's own travel rewards) plus the TD Aeroplan partnership. The TD Aeroplan Visa Infinite is the most popular card, particularly for Canadians who bank with TD.
Income range
$60,000 personal / $100,000 household for Visa Infinite tier
Credit score
680+ for entry, 720+ for Visa Infinite
Best for
TD banking clients, Aeroplan loyalists, Canadians who want first-year fee waivers
TD card lineup
All 1 TD cards we’ve tested.
About TD cards
What to know before applying.
TD Bank offers Canada's most aggressive new-cardholder welcome offers, with the TD Aeroplan Visa Infinite frequently waiving the first-year annual fee plus offering a 50,000+ Aeroplan mile welcome bonus. Their TD Rewards program is a flexible alternative to Aeroplan for Canadians who don't want Air Canada-specific rewards.
Best for
TD banking clients, Aeroplan loyalists, Canadians who want first-year fee waivers
Not for
Non-TD customers (some cards offer preferential rates to TD clients), pure cashback seekers
FAQ
Common questions about TD cards.
What is TD Rewards worth?
TD Rewards points are worth approximately 0.5 cents each when redeemed for travel through Expedia for TD. They're less valuable than Aeroplan miles (~1.5 cents) but more flexible. If you fly Air Canada, take the Aeroplan; if you fly opportunistically, TD Rewards is acceptable.
Does TD waive the first year fee on Aeroplan cards?
Often, yes. TD Aeroplan Visa Infinite regularly offers a first-year annual fee waiver as part of the welcome promotion. The standard ongoing fee is $139/year. Combined with the 50,000+ Aeroplan welcome bonus, year one is essentially free.
Do I need to bank with TD to get a TD credit card?
No. TD credit cards are available to non-TD customers with the same standard offers. TD banking customers sometimes see elevated welcome bonuses.
Does TD have a no-FX credit card?
No. All TD Bank credit cards charge a 2.5% foreign transaction fee on non-CAD purchases. For international travel, pair a TD Aeroplan with a Scotia Passport Visa Infinite (0% FX) or BMO Ascend World Elite (0% FX).