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TD credit cards 1 card tracked

The best TD Bank credit cards in Canada for 2026.

TD issues several credit cards, including Aeroplan co-branded cards. The TD Aeroplan Visa Infinite is the TD card in our list below, with its current welcome offer and annual fee.

Income range

TD Aeroplan Visa Infinite: $60,000 personal or $100,000 household income

Credit score

Not stated in the offer terms we track. Approval is based on TD's own credit review.

Best for

Air Canada flyers collecting Aeroplan points, including those who'd use the free first checked bag benefit

All 1 TD cards we track.

TD card lineup

  • TD Aeroplan Visa Infinite

    Up to 50,000 Aeroplan points + first-year annual fee rebate

    10,000 Aeroplan points after your first purchase. Another 15,000 points when you spend $3,000 in net purchases within 90 days of opening the account. Then a one-time anniversary bonus of 25,000 points if you spend $12,000 in net purchases within 12 months and the account stays open and active for 12 months. The first-year annual fee is rebated ($139 for the primary cardholder, and up to 3 additional cardholders) if you activate the card and make your first purchase within 3 months of opening. Additional cardholders must be added within 3 months. You are not eligible if you opened any TD Aeroplan Visa account in the last 12 months, and Aeroplan's rules on earlier welcome points also apply. Income requirement: $60,000 personal or $100,000 household.

    Annual fee: $139/year

    Get this offer

About TD cards

What to know before applying.

TD's current Aeroplan Visa Infinite offer is paid in stages: points after your first purchase, more after a spending target in the first months, and an anniversary bonus that needs a year of spending. It also includes a first-year annual fee rebate if you activate the card and make a purchase soon after opening. TD's dollar estimate for the points is based on past flight redemptions, and TD states that Aeroplan points have no cash value.

Best for

Air Canada flyers collecting Aeroplan points, including those who'd use the free first checked bag benefit

Not for

Anyone who recently opened a TD Aeroplan Visa (not eligible for the welcome offer), and anyone who wants cash back instead of travel points

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FAQ

Common questions about TD cards.

How much are TD Aeroplan points worth?

TD doesn't publish a fixed rate. Its estimate is based on what most current Aeroplan cardholders got when redeeming for flights, and TD states that Aeroplan points have no cash value. Treat any dollar figure as TD's estimate.

Does TD waive the first year fee on Aeroplan cards?

The current TD Aeroplan Visa Infinite offer includes a first-year annual fee rebate for the primary cardholder and additional cardholders, if you activate the card and make your first purchase by the deadline in TD's terms. The regular annual fee applies after year one; it's shown in the card list on this page.

Do I need to bank with TD to get a TD credit card?

The offer terms we track don't list a TD bank account as a requirement. You're not eligible for the welcome offer if you recently opened any TD Aeroplan Visa account, and Aeroplan's own rules on earlier welcome points also apply.

Does the TD Aeroplan Visa Infinite include free checked bags?

Yes. TD's page says you can share free first checked bags with up to 8 travel companions. Conditions apply, so check TD's terms before you book.