How do you convert an hourly wage to a salary?
Converting an hourly wage to a salary takes one multiplication: hourly wage × paid hours per week × paid weeks per year. A full-time schedule of 40 hours a week for 52 weeks is 2,080 paid hours, so every dollar of hourly wage is worth 2,080 dollars a year before tax. This hourly to salary calculator does that maths both ways, then splits the answer into monthly, semi-monthly, bi-weekly, weekly and daily pay.
It also handles the parts that simple converters skip. Overtime can be added using Ontario’s Employment Standards Act rule or your own overtime hours. Unpaid weeks off lower the total. An optional after-tax estimate uses the same 2026 rules as the Canada income tax and take-home pay calculator, so the result shows what reaches your bank account, not just the gross figure on an offer letter.
How do you use this hourly to salary calculator?
- Pick the direction. Choose “Hourly wage to salary” to turn a wage into yearly pay, or “Salary to hourly wage” to see what a salary pays per hour.
- Enter the wage or salary before tax. Use your regular straight-time rate, or the gross salary on your offer or contract.
- Enter your usual hours a week. Use the hours you are paid for in a normal week; 37.5 and 40 are common full-time schedules.
- Set the paid weeks a year. Leave it at 52 if your vacation and holidays are paid. Lower it for unpaid time off or seasonal work.
- Choose your province and the after-tax option. The province sets income tax, and in Ontario the calculator also checks the minimum wage and overtime threshold. Paid public holidays are already inside a 52-week year; the Ontario stat holidays and Alberta stat holidays guides list each province’s 2026 dates and holiday pay rules. The guide to stat holidays across Canada covers the federal list and a province-by-province table.
- Open “Overtime” if you work extra hours. Pick the Ontario rule or enter your own overtime hours and rate.
Results update as you type. The common-hours table downloads as a CSV.
What does a worked example look like?
Take an Ontario employee earning $25.00 an hour for 40 hours a week, paid for all 52 weeks, with no overtime.
| Pay period | Before tax | After tax, CPP and EI (Ontario, 2026) |
|---|---|---|
| Hour | $25.00 | $20.02 |
| Week | $1,000.00 | $800.79 |
| Bi-weekly (26 pays) | $2,000.00 | $1,601.59 |
| Semi-monthly (24 pays) | $2,166.67 | $1,735.05 |
| Month | $4,333.33 | $3,470.10 |
| Year | $52,000 | $41,641 |
The deductions behind the after-tax column are an estimated $6,625 of income tax, plus $3,733 of CPP and EI. That leaves an average income tax rate of about 12.7%. A $1 raise adds $2,080 a year before tax, and roughly $1,556 after tax in Ontario.
The monthly after-tax figure is the number a budget starts from, and the monthly budget tracker printable has five income lines for it.
How do you convert a salary to an hourly wage?
Salary to hourly is the same formula run backwards: divide the yearly salary by the hours worked in a year. A salary of $60,000 at 40 hours a week for 52 weeks is $28.85 an hour before tax, and about $22.76 an hour after tax in Ontario.
The hours you use matter more than people expect. If the same salaried job really takes 45 hours a week, the hourly wage falls to $25.64. At a 37.5-hour week it rises to $30.77. That is why the salary mode shows one salary at several weekly hours: compare a salaried offer with an hourly one at the hours each job actually takes. In Ontario, a fixed salary only covers the hours up to 44 a week, so a salaried employee in a job that is not exempt is also owed overtime for each hour past 44; in salary mode the calculator works out that overtime from the weekly salary ÷ 44, the method ontario.ca uses in its own example.
How many paid hours are in a year?
The number of paid hours in a year is the divisor behind every conversion on this page. It changes with the schedule and with unpaid weeks, so pick the row that matches your job.
| Schedule | Hours a week | Paid weeks | Paid hours a year |
|---|---|---|---|
| Part-time, four hours a day | 20 | 52 | 1,040 |
| Short full-time week | 35 | 52 | 1,820 |
| Common office week | 37.5 | 52 | 1,950 |
| Standard full-time week | 40 | 52 | 2,080 |
| Full-time with two unpaid weeks | 40 | 50 | 2,000 |
| Ontario overtime threshold | 44 | 52 | 2,288 |
| Long week (6 overtime hours in Ontario) | 50 | 52 | 2,600 |
A common shortcut is to use 2,000 hours for every full-time job. It is a fair estimate only when two weeks a year are unpaid. With paid vacation, the shortcut makes a salary look about 4 cents an hour higher for every dollar of true hourly wage.
Hourly wage to salary conversion table
One table answers most “how much is an hourly wage a year” questions without a separate page for each wage. The rows below assume straight time and 52 paid weeks; the Ontario row uses the general minimum wage in force from October 1, 2026.
| Hourly wage | Yearly at 37.5 hours a week | Yearly at 40 hours a week | Monthly at 40 hours | Bi-weekly at 40 hours |
|---|---|---|---|---|
| $17.95 (Ontario minimum wage) | $35,003 | $37,336 | $3,111 | $1,436 |
| $20 | $39,000 | $41,600 | $3,467 | $1,600 |
| $25 | $48,750 | $52,000 | $4,333 | $2,000 |
| $30 | $58,500 | $62,400 | $5,200 | $2,400 |
| $35 | $68,250 | $72,800 | $6,067 | $2,800 |
| $40 | $78,000 | $83,200 | $6,933 | $3,200 |
| $50 | $97,500 | $104,000 | $8,667 | $4,000 |
The calculator repeats this table at your own hours and weeks, with an after-tax column for your province. For the full set of Ontario rates, including the student and homeworker minimums, see the guide to Ontario minimum wage rates and pay rules.
How to read this table: each row is one October-to-September period from the official ontario.ca chart. Multiply a rate by 2,080 for a 40-hour, 52-week year.
| Period | General (per hour) | Student (per hour) |
|---|---|---|
| October 1, 2026 to September 30, 2027 | $17.95 | $16.90 |
| October 1, 2025 to September 30, 2026 | $17.60 | $16.60 |
| October 1, 2024 to September 30, 2025 | $17.20 | $16.20 |
| October 1, 2023 to September 30, 2024 | $16.55 | $15.60 |
Source: Your guide to the Employment Standards Act, Minimum wage — ontario.ca (rate periods); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (general minimum wage row); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (student minimum wage row); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (hunting, fishing and wilderness guides row); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (homeworkers row); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (October 1, 2026 increase); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (annual indexation, April 1 publication, October 1 effect); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (change partway through a pay period); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (who is eligible); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (pay period basis); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (general rate applies to most employees); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (student rate definition); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (guides paid by blocks of time); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (homeworkers); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (commission); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (liquor server paid the general minimum wage); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (three-hour rule); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (room and board counted only when received); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (room and board amounts); Your guide to the Employment Standards Act, Filing a claim — ontario.ca (two-year time limit); Your guide to the Employment Standards Act, Filing a claim — ontario.ca (unpaid wages as a violation); Your guide to the Employment Standards Act, Filing a claim — ontario.ca (online, PDF, fax and mail options); Your guide to the Employment Standards Act, Filing a claim — ontario.ca (Employment Standards Information Centre); Your guide to the Employment Standards Act, Filing a claim — ontario.ca (federal industries and unionized employees); Your guide to the Employment Standards Act, Filing a claim — ontario.ca (investigation can take several months); Your guide to the Employment Standards Act, Young workers' rights — ontario.ca (students not entitled to minimum wage); Your guide to the Employment Standards Act, Young workers' rights — ontario.ca (camp and supervising-children students); Your guide to the Employment Standards Act, Young workers' rights — ontario.ca (overtime after 44 hours); Your guide to the Employment Standards Act, Young workers' rights — ontario.ca (vacation pay 4%); Your guide to the Employment Standards Act, Young workers' rights — ontario.ca (vacation pay 6%); Your guide to the Employment Standards Act, Young workers' rights — ontario.ca (nine paid public holidays); Your guide to the Employment Standards Act, Young workers' rights — ontario.ca (eating period); Your guide to the Employment Standards Act, Young workers' rights — ontario.ca (uniform deductions need written agreement); Your guide to the Employment Standards Act, Tips or other gratuities — ontario.ca (tips are not wages); Your guide to the Employment Standards Act, Tips or other gratuities — ontario.ca (cannot trade minimum wage for tips); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (eating periods not counted as hours worked); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (wilderness guide definition); Your guide to the Employment Standards Act, Young workers' rights — ontario.ca (no penalty for asking about ESA rights); Your guide to the Employment Standards Act, Young workers' rights — ontario.ca (meal breaks usually unpaid); Your guide to the Employment Standards Act, Young workers' rights — ontario.ca (public holiday premium pay); Your guide to the Employment Standards Act, Young workers' rights — ontario.ca (no deductions for shared cash shortages); Federal labour standards — canada.ca (Part III of the Canada Labour Code covers federally regulated businesses); List of federally regulated industries and workplaces — canada.ca (banks); List of federally regulated industries and workplaces — canada.ca (telecommunications); List of federally regulated industries and workplaces — canada.ca (cross-border road transportation); Your guide to the Employment Standards Act, Tips or other gratuities — ontario.ca (employee cannot waive the tips standard); Your guide to the Employment Standards Act, Young workers' rights — ontario.ca (career college programs); Your guide to the Employment Standards Act, Minimum wage — ontario.ca (three-hour rule exceptions). In effect from October 1, 2026 to September 30, 2027; checked September 29, 2026.
How is overtime counted in the conversion?
Overtime raises yearly pay faster than extra straight-time hours, because each overtime hour pays a multiple of the regular rate. In Ontario, most employees earn overtime after 44 hours in a work week, at no less than 1.5 times the regular rate, under the Employment Standards Act.
Take the same $25.00 an hour worker on a 50-hour week in Ontario:
- Regular pay: 44 hours × $25.00 = $1,100.00
- Overtime pay: 6 hours × $37.50 = $225.00
- Week: $1,325.00, or $68,900 a year
Paying all 50 hours at the regular rate would give only $65,000, so overtime adds $3,900 a year. The same method reproduces the government’s own example on the ontario.ca overtime page, where a worker at $25.00 an hour for 53 hours earns 9 overtime hours in the week. Other provinces set their own thresholds, and some count overtime by the day, so outside Ontario the “extra overtime hours” option is the safer choice.
What do Canadian average wages look like as a salary?
Statistics Canada’s Labour Force Survey reports average hourly wages for all employees and for each quarter of the pay scale. Converted at 40 hours a week for 52 weeks, they give a quick benchmark for where an hourly offer sits. The guide to average salary in Canada by province has the weekly earnings behind these figures.
| Group (August 2026) | Average hourly wage | As a 2,080-hour salary |
|---|---|---|
| Bottom 25% of employees | $18.66 | $38,813 |
| Second 25% | $26.61 | $55,349 |
| All employees | $37.02 | $77,002 |
| Third 25% | $37.99 | $79,019 |
| Top 25% of employees | $65.15 | $135,512 |
Actual hours differ: StatCan puts average weekly hours for all employees at 36.0, so a real average year is shorter than 2,080 hours.
How does the maths work?
In plain English, the calculator does four things:
- Weekly pay. Regular hours are paid at the regular rate. With the Ontario option, hours above the weekly threshold move to the overtime rate; with the extra-hours option, the overtime hours are added on top.
- Yearly pay. Weekly pay × paid weeks per year. In salary mode, the salary is divided by (hours a week × paid weeks) instead.
- Pay periods. The yearly figure is divided by 12 for monthly, 24 for semi-monthly, 26 for bi-weekly and 52 for weekly pay. When fewer than 52 weeks are paid, the table also shows what one working week pays.
- After tax. The yearly gross goes through the 2026 federal and provincial brackets, the basic credits, CPP or QPP and EI, as explained in the guide to federal and provincial tax brackets for 2026. Take-home pay is then divided back into the same periods and per hour worked.
What are common mistakes when converting hourly pay to salary?
- Using the posted hours instead of the real ones. A salaried job that runs 45 hours a week pays less per hour than the offer suggests.
- Mixing up bi-weekly and semi-monthly. Twenty-six pays and 24 pays give different cheque sizes for the same salary. For budgeting in cash by pay period, the envelope fronts in the cash stuffing starter kit have a budget-per-pay line.
- Counting unpaid weeks as paid. An hourly worker who takes three unpaid weeks off earns for 49 weeks, not 52.
- Forgetting overtime. In Ontario, hours above the weekly threshold must be paid at the overtime rate, and a straight-time conversion understates pay.
- Forgetting vacation and holiday pay. Ontario vacation pay of at least 4% (6% after five years) and pay for Ontario’s statutory holidays change the true yearly figure for hourly workers.
- Comparing gross with net. Income tax, CPP and EI take a different share at every income, so compare offers after tax as well.
When should you talk to a professional?
This calculator is an education tool for comparing wages and salaries. Check with the Ontario Employment Standards Information Centre, or your province’s employment standards office, if you think you are owed overtime, minimum wage, vacation pay or holiday pay. A union representative can explain rates set by a collective agreement. For tax on several jobs, self-employment or large deductions, an accountant or the CRA gives a more reliable answer than any estimate, and the EI benefits calculator covers pay while you are between jobs.